TERMS OF USE

BY LOGGING IN AND USING THIS WEBSITE, YOU ACKNOWLEDGE YOUR AGREEMENT TO THE FOLLOWING TERMS OF USE. PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE. Genworth Mortgage Insurance may revise these terms of use at any time by updating this posting. Revised terms will apply to your use of this site after the revisions are posted, and you should therefore periodically visit this page to review the terms and conditions to which you are bound. You may print these terms of use by clicking on the "print" button of your Internet browser.

Ownership; Restrictions on Use

This Website is owned and operated by Genworth Mortgage Holdings, LLC ("Genworth") and is protected by copyright, trademark, and other applicable laws. Except as otherwise expressly permitted by Genworth, no materials from this Website or any Website owned, operated, licensed or controlled by Genworth may be copied, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this Website for your own business use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Website for commercial purposes.

Disclaimer

The information and services offered via this Website are provided "AS IS". TO THE FULLEST EXTENT PERMITTED BY LAW, GENWORTH EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Genworth does not warrant that the information and services offered via this Website will be uninterrupted or error-free, that defects will be corrected, or that this Website or the server that makes it available are free of viruses or other harmful components. Genworth does not warrant or make any representations regarding the use or the results of the use of the materials on this Website in terms of their correctness, accuracy, reliability, or otherwise.

Limitation of Damages

IN NO EVENT SHALL GENWORTH OR ANY OF ITS AFFILIATES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THE SITE OR ANY LINKED WEBSITE, EVEN IF GENWORTH IS EXPRESSLY ADVISED OF THE POSSIBLITY OF SUCH DAMAGES. GENWORTH'S LIABILITY SHALL IN NO EVENT EXCEED AN AMOUNT EQUAL TO THE TOTAL AMOUNT PAID BY THE GENWORTH BUSINESS PARTNER IN CONNECTION WITH THE USE OF THIS SITE.

Links to Third Parties

This Website contains links to Websites maintained by third parties. Such links are provided for your convenience and reference only. Genworth does not operate or control in any respect any information, software, products or services available on such Websites. Genworth's inclusion of a link to a Website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

Changes to This Site

Genworth may terminate, change, suspend or discontinue any aspect of this Site, including the availability of any features of the Site, at any time. Genworth may also impose limits on certain features and services or restrict your access to parts or all of the Site without notice or liability.

Dispute Resolution

Any claim or controversy arising out of or relating to the use of this Website, to the goods or services provided by Genworth via this site, or to any acts or omissions for which you may contend Genworth is liable, including but not limited to any claim or controversy as to arbitrability ("Dispute"), shall be resolved via binding arbitration. The arbitration shall be held before one arbitrator under the commercial arbitration rules of the American Arbitration Association ("AAA") in force at that time and will be conducted at the city which is closest to the Genworth Business Partner's main offices or at any other location mutually agreed upon by Genworth and the Business Partner. The arbitrator shall be selected pursuant to the AAA rules. Should no AAA rule regarding the selection of an arbitrator be in effect, the Genworth Business Partner shall select an arbitrator from a panel of arbitrators acceptable to Genworth. Any judgment upon the award rendered by the arbitrators may be entered in any court of competent jurisdiction.

Privacy

Genworth understands the importance of protecting the privacy of your customers' personal information. Access the full text of our Privacy Policy.

Access to This Site

In order to enhance security and transaction control, you are being assigned a unique user ID and password that will enable you to access our B2B website. Please protect your login information carefully, and do not permit others to share or "borrow" your login. Your company will be legally bound by any transactions conducted through the use of your user ID and password, even if you did not initiate the transaction. If you ever believe that your login information has been compromised, you should immediately notify your web administrator so that you can be assigned a new login.

Lender's Duty to Manage Access

The lender that authorizes its employees to access this site is responsible for all use and access by its employees and agents. When employment is terminated, the lender must promptly 1) terminate the former employee's access to Genworth's website or 2) provide the Genworth ActionCenter^® (Action.Center@Genworth.com) with the terminated employee's name, so that Genworth associates can remove the individual's access rights. The lender will remain liable for any use or access of the site by its former employees/agents until Genworth is notified of the change in employment status.

These Terms of Use were last updated on October 13, 2008.